I think your point about intention is a very important one, Nimal.
I just wanted to clarify something on one part of your post:
There are several discourses that make it clear that not all unpleasant feeling, misfortune, disease, etc. is the result of past kamma. One example would be SN 36.21:
Some feelings, SÄ«vaka, arise here originating from bile disorders ⊠originating from phlegm disorders ⊠originating from wind disorders ⊠originating from an imbalance of the three ⊠produced by change of climate ⊠produced by careless behaviour ⊠caused by assault ⊠produced as the result of kamma: that some feelings arise here produced as the result of kamma one can know for oneself, and that is considered to be true in the world. Now when those ascetics and brahmins hold such a doctrine and view as this, âWhatever a person experiences, whether it be pleasant or painful or neither-painful-nor-pleasant, all that is caused by what was done in the past,â they overshoot what one knows by oneself and they overshoot what is considered to be true in the world. Therefore I say that this is wrong on the part of those ascetics and brahmins.
AN 10.60 also differentiates between illnesses due to kamma and those due to other causes:
And what, Änanda, is the perception of danger? Here, having gone to the forest, to the foot of a tree, or to an empty hut, a bhikkhu reflects thus: âThis body is the source of much pain and danger; for all sorts of afflictions arise in this body, that is, eye-disease, disease of the inner ear, nose-disease, tongue-disease, body-disease, head-disease, disease of the external ear, mouth-disease, tooth-disease, cough, asthma, catarrh, pyrexia, fever, stomach ache, fainting, dysentery, gripes, cholera, leprosy, boils, eczema, tuberculosis, epilepsy, ringworm, itch, scab, chickenpox, scabies, hemorrhage, diabetes, hemorrhoids, cancer, fistula; illnesses originating from bile, phlegm, wind, or their combination; illnesses produced by change of climate; illnesses produced by careless behavior; illnesses produced by assault; or illnesses produced as the result of kamma; and cold, heat, hunger, thirst, defecation, and urination.
AN 4.87 and AN 5.104 also echo this distinction.
Certainly kamma is the most important factor, though, since itâs the one we can influence through practice.