Old age, sickness and dying: how is it possible to accept and remove the fear


In MN 23 SuttaCentral, one still need to exert effort even after having wisdom. I wonder if the sequence of throwing away in the sutta is to be taken literally?

I think there is a sutta in which Buddha is asked (accussed?) why someone who die after living holy life (brahmacari) has the same (or worse) destination than a lay person, to which replied because the lay person has wisdom, and stressed if both aspect perfected no one will know where they go.